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What does OnPay really cost? OnPay pricing, November 2026

OnPay starts at $49 per month. Here is every plan, what a team really pays, and when another tool is the better deal.

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Starting price
$49/mo
Free plan
No
Yearly discount
—

OnPay plans and prices

OnPay plans and prices
PlanBilled yearlyBilled monthlyUnitStatus
Payroll Essentials—$49$49/month base + $6 per person✓ Checked

Source: OnPay pricing page, checked November 14, 2026. US dollars, excluding sales tax.

What would OnPay cost your team?

Per year, billed yearly
—
Per year, billed monthly
$2,940

Priced $49/month base + $6 per person, so we multiply by 5. Excludes tax, add-ons and one-time onboarding fees.

Cheaper or better alternatives to OnPay

Well-known tools that compete with OnPay, ordered by our quality rating, never by commission.

  1. GustoOur top pick

    $49/mo

    Full-service payroll, benefits and HR for small businesses.

    From $49/month

  2. 2

    Payroll that plugs straight into QuickBooks Online.

    From $50/month

  3. 3

    Payroll, HR and IT management in one platform.

    Price on request

  4. 4
    DeelLowest price

    $22/mo

    Global payroll and HR, including US payroll.

    From $22/month

  5. 5

    $50/mo

    PEO with payroll, benefits and HR compliance.

    From $50/month

See all OnPay alternatives →

Frequently asked questions

How much does OnPay cost?

OnPay's paid plans start at $49 per month (Payroll Essentials, $49/month base + $6 per person). There is no free plan.

Does OnPay have a free plan?

No, OnPay has no free-forever plan.